Robert Wheat is a veteran financial advisor with well over 20 years in the industry. His focus is on individuals nearing or in retirement. As an advisor, he recognizes that managing your money in retirement can be far more complex than managing your money during your working years. He believes that a shift from a "performance" based philosophy to an "income based" based philosophy is vital for success in your retirement years. Most advisors lack this perspective, choosing to rely on "historical" performance based results as a basis for a strategy looking forward. Integrating an income planning approach that ensures longevity, liquidity and growth all at the same time is the key to retirement success.